:root{--brand-primary:#0b2545;--brand-primary-2:#13315c;--brand-accent:#c9a227;--brand-accent-2:#e0b83a;--ink:#1a2230;--muted:#5b6675;--line:#e6e9ef;--bg:#ffffff;--bg-soft:#f6f8fb;--bg-tint:#eef3fa;--ok:#1c7c4a;--err:#b3261e;--whatsapp:#25d366;--radius:14px;--shadow:0 6px 24px rgba(11,37,69,0.08);--shadow-lg:0 18px 48px rgba(11,37,69,0.14);--maxw:1140px;--font:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}img{max-width:100%;height:auto}a{color:var(--brand-primary-2);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3,h4{line-height:1.2;color:var(--brand-primary);margin:0 0 .6em}h1{font-size:clamp(1.9rem,4vw,2.9rem);letter-spacing:-.02em}h2{font-size:clamp(1.4rem,2.6vw,2rem)}h3{font-size:1.25rem}p{margin:0 0 1rem}.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}.muted{color:var(--muted)}.center{text-align:center}section{margin:3rem 0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-weight:700;border-radius:999px;padding:.7rem 1.3rem;cursor:pointer;border:2px solid transparent;transition:transform .06s ease,box-shadow .2s,background .2s}.btn,.btn:hover{text-decoration:none}.btn:hover{transform:translateY(-1px)}.btn-lg{padding:.95rem 1.7rem;font-size:1.05rem}.btn-sm{padding:.45rem 1rem;font-size:.9rem}.btn-primary{background:var(--brand-primary);color:#fff}.btn-primary:hover{background:var(--brand-primary-2)}.btn-accent{background:var(--brand-accent);color:#1a1500}.btn-accent:hover{background:var(--brand-accent-2)}.btn-outline{background:transparent;color:var(--brand-primary);border-color:var(--brand-primary)}.btn-outline:hover{background:var(--bg-tint)}.btn-whatsapp{background:var(--whatsapp);color:#06331b}.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);-webkit-backdrop-filter:saturate(1.2) blur(8px);backdrop-filter:saturate(1.2) blur(8px);border-bottom:1px solid var(--line)}.header-inner{justify-content:space-between;height:66px}.header-inner,.logo{display:flex;align-items:center}.logo{gap:.5rem;font-weight:800;color:var(--brand-primary)}.logo:hover{text-decoration:none}.logo-mark{color:var(--brand-accent);font-size:1.2rem}.logo-text{letter-spacing:-.02em}.site-nav{display:flex;align-items:center;gap:1.4rem}.site-nav a{color:var(--ink);font-weight:600;font-size:.98rem}.site-nav a:hover{color:var(--brand-primary);text-decoration:none}.nav-cta{color:#1a1500!important}.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}.nav-toggle span{width:24px;height:2px;background:var(--brand-primary);display:block}.hero{background:linear-gradient(160deg,var(--brand-primary),var(--brand-primary-2));padding:3.4rem 0 3.8rem;margin:0 0 2.5rem}.hero,.hero h1{color:#fff}.hero p.lead{font-size:1.2rem;color:#d7e0ee;max-width:640px}.hero .btn-outline{color:#fff;border-color:rgba(255,255,255,.6)}.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.4rem}.grid{display:grid;grid-gap:1.2rem;gap:1.2rem}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem;box-shadow:var(--shadow)}.card h3{margin-bottom:.4rem}.card-link{display:block;color:inherit}.card-link:hover{text-decoration:none;box-shadow:var(--shadow-lg);transform:translateY(-2px)}.with-aside{display:grid;grid-template-columns:minmax(0,1fr) 340px;grid-gap:2.4rem;gap:2.4rem;align-items:start}.aside-sticky{position:-webkit-sticky;position:sticky;top:84px;display:grid;grid-gap:1.4rem;gap:1.4rem}.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));grid-gap:1rem;gap:1rem}.stat-card{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem}.stat-value{font-size:1.7rem;font-weight:800;color:var(--brand-primary);letter-spacing:-.02em}.stat-label{color:var(--muted);font-size:.92rem;margin-top:.2rem}.stat-hint{color:var(--muted);font-size:.8rem;margin-top:.3rem}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius)}.data-table{width:100%;border-collapse:collapse;font-size:.96rem}.data-table caption{text-align:left;padding:.8rem 1rem;color:var(--muted);font-size:.85rem}.data-table td,.data-table th{padding:.7rem 1rem;border-bottom:1px solid var(--line);text-align:left}.data-table thead th{background:var(--bg-tint);color:var(--brand-primary);font-weight:700;position:-webkit-sticky;position:sticky;top:0}.data-table tbody tr:hover{background:var(--bg-soft)}.barlist{display:grid;grid-gap:.55rem;gap:.55rem}.barlist-row{display:grid;grid-template-columns:150px 1fr auto;align-items:center;grid-gap:.8rem;gap:.8rem;font-size:.92rem}.barlist-track{background:var(--bg-tint);border-radius:999px;height:12px;overflow:hidden}.barlist-fill{display:block;height:100%;background:linear-gradient(90deg,var(--brand-accent),var(--brand-accent-2))}.barlist-value{font-weight:700;color:var(--brand-primary)}.calc{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem}.calc-title{margin-bottom:.9rem}.calc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));grid-gap:.8rem;gap:.8rem}.calc-field{display:grid;grid-gap:.3rem;gap:.3rem;font-size:.9rem;font-weight:600;color:var(--muted)}.calc-field select{padding:.6rem;border:1px solid var(--line);border-radius:10px;font-size:1rem;background:#fff}.calc-result{display:flex;align-items:baseline;justify-content:space-between;margin-top:1.1rem;padding-top:1rem;border-top:2px dashed var(--line)}.calc-result-label{color:var(--muted);font-weight:600}.calc-result-value{font-size:2rem;font-weight:800;color:var(--brand-primary)}.calc-result-value small{font-size:.95rem;color:var(--muted);font-weight:600;margin-left:.2rem}.calc-note{font-size:.82rem;color:var(--muted);margin:.8rem 0 0}.lead-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;box-shadow:var(--shadow)}.lead-card h3{margin-bottom:.3rem}.lead-card .sub{color:var(--muted);font-size:.92rem;margin-bottom:1rem}.field{margin-bottom:.8rem;display:grid;grid-gap:.3rem;gap:.3rem}.field label{font-size:.88rem;font-weight:600;color:var(--ink)}.field input,.field select,.field textarea{width:100%;padding:.7rem .8rem;border:1px solid var(--line);border-radius:10px;font-size:1rem;font-family:inherit;background:#fff}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--brand-accent);border-color:var(--brand-accent)}.form-note{font-size:.78rem;color:var(--muted);margin:.7rem 0 0}.form-ok{background:#eafaf0;border:1px solid #bfe6cf;color:var(--ok);border-radius:10px;padding:1rem}.form-err{background:#fdeceb;border:1px solid #f3c2be;color:var(--err);border-radius:10px;padding:.7rem;margin-bottom:.8rem;font-size:.9rem}.aff-cta{background:linear-gradient(135deg,#fff8e6,#fff);border:1px solid var(--brand-accent);border-radius:var(--radius);padding:1.3rem;box-shadow:var(--shadow)}.aff-cta-heading{display:block;font-size:1.2rem;color:var(--brand-primary)}.aff-cta-sub{color:var(--muted);font-size:.92rem;margin:.3rem 0 .9rem}.aff-cta-actions{display:grid;grid-gap:.6rem;gap:.6rem}.aff-cta-disc{font-size:.74rem;color:var(--muted);margin:.8rem 0 0}.ad-slot{margin:1.6rem 0;min-height:90px;display:flex;align-items:center;justify-content:center}.ad-placeholder{border:1px dashed var(--line);color:var(--muted);font-size:.8rem;border-radius:10px;width:100%;background:repeating-linear-gradient(45deg,#fafbfd,#fafbfd 10px,#f2f5f9 0,#f2f5f9 20px)}.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem;padding:0;margin:1.2rem 0;font-size:.85rem;color:var(--muted)}.breadcrumbs .sep{margin:0 .3rem;color:var(--line)}.related{background:var(--bg-soft);border-radius:var(--radius);padding:1.4rem}.related-list{list-style:none;padding:0;margin:0;column-count:2;gap:1rem}.related-list li{margin-bottom:.5rem;page-break-inside:avoid;break-inside:avoid}.prose{font-size:1.08rem}.prose h2{margin-top:2rem}.prose h3{margin-top:1.4rem}.prose ol,.prose ul{padding-left:1.3rem}.prose li{margin-bottom:.4rem}.prose a{color:var(--brand-primary-2);text-decoration:underline}.prose blockquote{border-left:4px solid var(--brand-accent);margin:1.2rem 0;padding:.4rem 1rem;background:var(--bg-soft);color:var(--muted)}.prose table{width:100%;border-collapse:collapse;margin:1.2rem 0}.prose td,.prose th{border:1px solid var(--line);padding:.55rem .8rem;text-align:left}.faq details{border:1px solid var(--line);border-radius:10px;padding:.3rem 1rem;margin-bottom:.6rem;background:#fff}.faq summary{font-weight:700;cursor:pointer;padding:.7rem 0;color:var(--brand-primary)}.cookie-bar{position:fixed;bottom:12px;left:12px;right:12px;max-width:720px;margin:0 auto;background:var(--brand-primary);color:#fff;border-radius:var(--radius);padding:1rem 1.2rem;display:flex;align-items:center;gap:1rem;box-shadow:var(--shadow-lg);z-index:100;flex-wrap:wrap}.cookie-bar p{margin:0;font-size:.88rem;flex:1 1 320px}.cookie-bar a{color:var(--brand-accent-2)}.cookie-bar .actions{display:flex;gap:.6rem}.cookie-bar .btn-outline{color:#fff;border-color:rgba(255,255,255,.5)}.site-footer{background:var(--brand-primary);color:#cdd7e6;margin-top:4rem;padding:2.6rem 0 1.4rem}.footer-grid{display:grid;grid-template-columns:1.6fr repeat(3,1fr);grid-gap:1.6rem;gap:1.6rem}.footer-brand strong{color:#fff;font-size:1.15rem;display:block;margin-bottom:.5rem}.footer-brand p{font-size:.9rem;color:#9fb0c7}.footer-col h4{color:#fff;font-size:.95rem;margin-bottom:.7rem}.footer-col ul{list-style:none;padding:0;margin:0}.footer-col li{margin-bottom:.4rem}.footer-col a{color:#b9c6d8;font-size:.9rem}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2rem;padding-top:1.2rem}.footer-bottom p{font-size:.8rem;color:#90a2ba;margin:0 0 .5rem}@media (max-width:900px){.with-aside{grid-template-columns:1fr}.aside-sticky{position:static}.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:640px){body{font-size:16px}.nav-toggle{display:flex}.site-nav{position:absolute;top:66px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:.5rem 20px 1rem;display:none}.site-nav.open{display:flex}.site-nav a{padding:.7rem 0;border-bottom:1px solid var(--line)}.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.related-list{column-count:1}.barlist-row{grid-template-columns:110px 1fr auto}.footer-grid{grid-template-columns:1fr}}.byline{gap:.7rem;margin:.4rem 0 1.1rem;padding:.6rem .8rem;border:1px solid var(--border,#e5e7eb);border-radius:.6rem;background:var(--surface,#fafafa)}.byline,.byline-avatar{display:flex;align-items:center}.byline-avatar{flex:0 0 auto;width:40px;height:40px;border-radius:50%;justify-content:center;font-weight:700;font-size:.85rem;color:#fff;background:var(--brand-primary,#0b2545);overflow:hidden}.byline-avatar img{width:100%;height:100%;object-fit:cover}.byline-text{display:flex;flex-direction:column;gap:.1rem;font-size:.9rem}.byline-author{font-weight:600;color:var(--brand-primary,#0b2545);text-decoration:none}.byline-author:hover{text-decoration:underline}.byline-meta,.byline-role{color:var(--muted,#6b7280)}.byline-meta{font-size:.82rem}.figure{margin:1.2rem 0;border:1px solid var(--border,#e5e7eb);border-radius:.7rem;overflow:hidden;background:var(--surface,#fff)}.figure-img{display:block;width:100%;height:auto;object-fit:cover}.figure-body{padding:1rem}.figure-caption{padding:.55rem .8rem;font-size:.82rem;color:var(--muted,#6b7280);border-top:1px solid var(--border,#eee);background:var(--surface,#fafafa)}.figure-credit{font-style:italic;opacity:.85}.figure.hero .figure-img{max-height:340px}.ai-chat{gap:.6rem}.ai-chat,.ai-chat-log{display:flex;flex-direction:column}.ai-chat-log{overflow-y:auto;gap:.5rem;padding:.6rem;border:1px solid var(--border,#e5e7eb);border-radius:.6rem;background:var(--surface,#fafafa)}.ai-msg{display:flex}.ai-msg.ai-user{justify-content:flex-end}.ai-bubble{display:inline-block;max-width:88%;padding:.5rem .75rem;border-radius:.8rem;font-size:.92rem;line-height:1.4;white-space:pre-wrap}.ai-assistant .ai-bubble{background:#fff;border:1px solid var(--border,#e5e7eb);border-bottom-left-radius:.2rem}.ai-user .ai-bubble{background:var(--brand-primary,#0b2545);color:#fff;border-bottom-right-radius:.2rem}.ai-typing{opacity:.7;font-style:italic}.ai-starters{display:flex;flex-wrap:wrap;gap:.4rem}.ai-starter{border:1px solid var(--border,#d1d5db);background:#fff;border-radius:999px;padding:.35rem .7rem;font-size:.82rem;cursor:pointer;color:var(--brand-primary,#0b2545)}.ai-starter:hover{background:var(--surface,#f3f4f6)}.ai-chat-input{display:flex;gap:.5rem}.ai-chat-input input{flex:1 1;padding:.6rem .75rem;border:1px solid var(--border,#d1d5db);border-radius:.5rem;font-size:.95rem}.ai-cta{width:100%;text-align:center;margin-top:.2rem}.ai-disclaimer{font-size:.78rem;color:var(--muted,#6b7280);margin:.2rem 0 0}.tool-block{margin:1.5rem 0;padding:1.2rem;border:1px solid var(--border,#e5e7eb);border-radius:.8rem;background:var(--surface,#fafafa)}.tool-block>h2{margin-top:0}.us-map{margin:1.5rem 0}.us-map-wrap{display:grid;grid-gap:.5rem;gap:.5rem}.us-map-svg{width:100%;height:auto;max-width:860px;margin:0 auto;display:block;filter:drop-shadow(0 6px 18px rgba(0,0,0,.08))}.us-map-svg a{outline:none}.us-map-tip{text-align:center;font-size:.95rem;min-height:1.4em}.us-map-legend{display:flex;align-items:center;gap:.5rem;justify-content:center;font-size:.8rem;color:var(--muted,#6b7280);margin-top:.4rem}.us-map-scale{display:inline-block;width:160px;height:10px;border-radius:999px;background:linear-gradient(90deg,rgb(26,124,74),rgb(224,170,60),rgb(179,38,30))}.us-map-select{text-align:center;margin-top:.7rem;font-size:.9rem}.us-map-select select{padding:.45rem .6rem;border:1px solid var(--border,#d1d5db);border-radius:.5rem;font-size:.95rem;margin-left:.3rem}.us-map-note{text-align:center;font-size:.78rem;margin-top:.3rem}.hero-xl{position:relative;overflow:hidden;border-radius:1rem;margin:0 0 1.5rem;padding:2.6rem 1.6rem;color:#fff;background:linear-gradient(90deg,rgba(0,0,0,.34) 0,rgba(0,0,0,.14) 55%,rgba(0,0,0,.3) 100%),radial-gradient(1200px 400px at 80% -10%,rgba(255,255,255,.12),transparent 60%),linear-gradient(135deg,var(--brand-primary,#0b2545),var(--brand-primary2,var(--brand-accent,#13315c)))}.hero-xl.has-bg{background-color:var(--brand-primary,#0b2545);background-image:linear-gradient(115deg,rgba(0,0,0,.64),rgba(0,0,0,.34) 55%,rgba(0,0,0,.58)),var(--hero-bg,none);background-size:cover;background-position:50%;background-repeat:no-repeat}.hero-xl h1{font-size:clamp(1.8rem,4vw,2.9rem);line-height:1.08;margin:.2rem 0 .6rem;letter-spacing:-.01em;text-shadow:0 2px 14px rgba(0,0,0,.45)}.hero-xl .lead,.hero-xl h1{color:#fff;position:relative}.hero-xl .lead{font-size:1.1rem;max-width:620px;opacity:.97;text-shadow:0 1px 8px rgba(0,0,0,.35)}.hero-xl .eyebrow{color:#fff;text-transform:uppercase;letter-spacing:.14em;font-size:.72rem;font-weight:700;opacity:.85}.hero-chips{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1rem}.hero-chip{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:999px;padding:.4rem .85rem;font-weight:600;font-size:.9rem;text-decoration:none;transition:background .15s}.hero-chip:hover{background:rgba(255,255,255,.26)}.float-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));grid-gap:1rem;gap:1rem}.float-card{display:flex;flex-direction:column;border:1px solid var(--border,#e5e7eb);border-radius:.8rem;overflow:hidden;background:var(--surface,#fff);text-decoration:none;color:inherit;transition:transform .18s,box-shadow .18s}.float-card:hover{transform:translateY(-4px);box-shadow:0 14px 30px rgba(0,0,0,.12)}.float-card .fc-cover{height:118px;background:linear-gradient(135deg,var(--brand-primary,#0b2545),var(--brand-accent,#c9a227));display:flex;align-items:flex-end;padding:.6rem;color:#fff;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;opacity:.95}.float-card .fc-body{padding:.8rem;display:flex;flex-direction:column;gap:.35rem}.float-card .fc-body h3{font-size:1rem;margin:0;line-height:1.25}.float-card .fc-body p{margin:0;font-size:.85rem;color:var(--muted,#6b7280)}.float-card .fc-more{margin-top:auto;font-size:.82rem;font-weight:700;color:var(--brand-primary,#0b2545)}.tools-grid{display:grid;grid-template-columns:1.1fr .9fr;grid-gap:1.1rem;gap:1.1rem;align-items:start}@media (max-width:820px){.tools-grid{grid-template-columns:1fr}}.line-tabs{display:flex;flex-wrap:wrap;gap:.5rem;margin:.7rem 0 .2rem}.line-tab{display:inline-flex;align-items:center;gap:.4rem;border:1.5px solid var(--border,#d1d5db);background:var(--surface,#fff);color:var(--brand-primary,#0b2545);border-radius:999px;padding:.5rem 1rem;font-weight:700;font-size:.95rem;cursor:pointer;transition:all .15s}.line-tab:hover{transform:translateY(-1px)}.line-tab.is-active,.line-tab:hover{border-color:var(--brand-primary,#0b2545)}.line-tab.is-active{background:var(--brand-primary,#0b2545);color:#fff;box-shadow:0 6px 16px rgba(0,0,0,.14)}.line-tab-emoji{font-size:1.05rem}:root{--brand-primary:#0b1f3a;--brand-primary-2:#12325e;--brand-accent:#c8a24a;--brand-accent-2:#e0bf6a}.btn-accent{color:#1a1400}.urgent-bar{background:#7a1f1f;color:#fff;text-align:center;padding:.5rem 1rem;font-size:.92rem;font-weight:600}.urgent-bar a{color:#ffd;text-decoration:underline}